Young Driver Van Insurance Quote
UK young driver van insurance quotes that are sure to deliver a great policy, at an ultra competitive price. Under 25s Policies that will deliver the right level of driver and commercial vehicle cover for all types and size of business across the UK.
Click through on the ‘Get a Quote’ button above to compare UK van insurance quotes from over 40 of the leading UK commercial vehicle insurers and brokers, and obtain the most suitable fully featured young driver cover and protection you require. The click and compare service is entirely free to use for all UK van owners. It is a totally independent and impartial insurance comparison site, already helping over 1 million drivers across the UK to get the best van insurance deal.
Why is van insurance for young drivers so expensive?
Statistically speaking, younger drivers are at a greater risk of having an accident. According to the road safety charity Brake, 1 in 5 new drivers has a crash within a year of passing their test. This means they are more likely to make a claim. The type of van you drive can also affect your insurance price. The best vans for young drivers are often smaller or less powerful than an average van.
What types of young driver van insurance are there?
You can get a quote for all of the following van insurance types:
Private van insurance
Goods in transit insurance
Courier van insurance
Temporary van insurance
Commercial van insurance
Increase your likelihood of finding cheaper van insurance
1. Adding an experienced driver to your policy as a ‘named driver’ – While it is a crime (known as ‘fronting’) to list someone else as the main driver on an insurance policy if you are in fact the main driver, it’s perfectly acceptable to add an older, more experienced driver as a secondary ‘named driver’, and doing so can sometimes help to lower your premiums because it suggests you won’t be behind the wheel yourself quite so much.
2. Agreeing to a higher excess – If you add a higher voluntary excess to your young driver van insurance policy you can sometimes benefit from cheaper premiums, since you’ll be agreeing to cover more of the cost yourself if you ever have to make a claim.
3. Parking in a garage or on a private driveway – Vans are more likely to be targeted by thieves if they’re parked on the side of the road, particularly if they have signage or branding that might lead a thief to believe there might be valuable tools inside. In addition, vans that are parked on the roadside have a higher risk of being damaged by a passing vehicle, which means younger van drivers could benefit from lower premiums if they’re able to park in a garage or on a driveway.
Fully Comprehensive Young Driver Van Insurance
This offers the best and widest cover, including the loss of or damage to your van. It usually includes extras such as personal injury and medical expenses. Comprehensive cover is the highest level of cover you can buy; it includes Third Party, Fire & Theft and will pay out to repair or replace your van if it’s damaged in an accident or suffers malicious damage.
Third Party Only Young Driver Van Insurance
This is the cheapest and most basic insurance. It covers damage to someone else or their property, but not to your van. Third Party Only is the simplest form of insurance cover that UK van drivers can get and is the minimum level of cover needed to legally drive on the road. What is included in a Third Party Only van insurance policy? If you have an accident that was your fault and your policy is Third Party Only (TPO), your insurer will pay out for any third party costs incurred through damages or injury. They will also cover the cost of any injuries caused to passengers in your van, although you and your van won’t be covered.
Third Party Fire & Theft Young Driver Van Insurance
Essentially very similar to third party cover, but also covers theft of your van or damage by fire. Third party, fire and theft van insurance covers you for any damage caused to a third party or their property if you are involved in an incident, while also covering your own commercial vehicle if it’s damaged by fire or stolen.
Electric Van Insurance
Competitive UK Electric Van Insurance quotes that are sure to deliver a great policy, at an ultra competitive price. Policies will deliver the right level of driver and commercial EV cover for all types and size of business across the UK.
Modified Van Insurance Quote
Insuring a modified, adapted or specialist van is not always easy. It’s essential for you to have the correct Modified Van Insurance in place, as failure to do so could compromise your cover. If you drive a van that has been modified, you should declare all the additions to the insurer just like you would with insurance for modified cars.
Quotezone Van Insurance
A Quotezone van insurance quote is sure to deliver a great policy, at an ultra competitive price. Commercial vehicle policies that will deliver the right level of driver and commercial vehicle cover for all types and size of business across the UK. Quotezone Van Insurance.